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Islamic Finance

Demand for Islamic fintech in India to grow amid struggles


India is experiencing a modest increase in demand for Islamic fintech services, as the sector continues to grapple with regulatory and other challenges.  

With over 200 million Muslims, India boasts one of the largest Muslim populations globally. Despite sizeable numbers, the adoption of Islamic banking and financial services has been relatively slow. However, a rise in digital solutions could contribute to the growing momentum of Islamic fintech in the country.

Islamic fintech refers to digital platforms that facilitate the mobilization, provision, and arrangement of finance in accordance with Shariah principles. These platforms must avoid practices such as interest, excessive uncertainty, gambling, and any involvement in sectors deemed socially harmful or ethically questionable.

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Shuriah Niazi