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Islamic Finance

Digital assets and the next frontier of Islamic finance


Much of the public conversation around Islamic finance and digital assets, cryptocurrencies and blockchain has historically been framed around a single, narrow question: “Is crypto halal?”. While understandable, this framing is incomplete. It treats digital assets as a monolithic product rather than as what they truly are: a neutral financial infrastructure.

A more meaningful and intellectually honest question is not whether digital assets are permissible by default, but whether they can be designed and governed to fulfil the Maqāṣid al-Sharīʿah, the higher objectives of Islamic law.

Islamic finance is not about legal form alone. Its foundation lies in outcomes: justice, transparency, protection of wealth, and the prevention of harm. When viewed through this lens, well-designed digital asset systems are not only compatible with Islamic finance, but in some cases better aligned with its objectives than the conventional interest-based financial system.

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Author Profile Image
Daniel Ahmed (Co-Founder & COO - Fasset)