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Islamic Finance

Saudi Arabia opens subscription for November ‘Sah’ savings sukuk at 4.71% profit rate


Saudi Arabia has opened subscriptions for its November issuance of the government-backed “Sah” savings sukuk, offering investors an annual return of 4.71%, slightly lower than the 4.83% rate set in October, the National Debt Management Center (NDMC) announced.

The subscription window runs until 3 p.m. on November 4, according to an NDMC statement posted on X. The sukuk is part of the government’s 2025 issuance calendar and forms a key component of wider efforts to expand savings and deepen retail participation in the domestic debt market.

The one-year sukuk offers fixed returns paid at maturity, with a minimum subscription of 1,000 Saudi riyals ($266) and a maximum of 200,000 Saudi riyals per investor. Subscriptions are open to Saudi nationals aged 18 and over through approved digital investment platforms, including SNB Capital, Aljazira Capital, Alinma Investment, SAB Invest, and Al-Rajhi Capital.

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Muhammad Ali Bandial