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The Islamic finance industry has been bracing for a new world since COVID-19


Mustafa Adil, Head of Islamic Finance for Refinitiv

2020 has been branded as one of the most challenging years economically given the widespread impact of pandemic-imposed measures, such as lockdowns which manifested unevenly around the globe. 

For Islamic finance, uncertainty prevailed, and risks included technological disruption potentially caused by the hacking outages, foreign exchange volatility and geopolitical risks. This is apart from operational risks caused by employees working remotely and changing customer behaviors that are impacting the financial institutions’ response towards these behaviors. These add to the woes caused by oil price volatility and the real estate sector slump in some Islamic finance markets. 

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Mustafa Adil